Capital One - No Hassle Cash Platinum Visa Reviews

Overall

3.03 of 5 (by 29 users)

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Capital One - No Hassle Cash Platinum Visa Review Summary

Capital One No Hassle Cash Platinum Visa is one of several credit cards issued by Capital One and among credit cards designated with the “platinum” label, Capital One Platinum Visa ranks among the easiest to obtain. Reviewers of this credit card agree that Capital One Platinum Visa offers easy approval and easy online access. “Approval was Fast” and “Good Starter Card” summarize well the opinions offered by reviews and most everyone agrees that Capital One offers those with damaged credit a way to slowly rebuild. The price for this easy approval is higher than average fees and Capital One Platinum Visa is also known for inconsistent policies due to the dozens of different credit card offers Capital One circulates at any given time. To find out about more offers for credit, check out Other Credit Card Reviews and give yourself the credit you deserve.

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Capital One - No Hassle Cash Platinum Visa Comparison

Most Helpful
Favorable Review

What's in Your Wallet"

DEC

2007

Recently I was promised a credit line with Capitol One for a medical loan for a necessity when I applied they told me the interest rates for that specific loan was 4.99% but for my surprise when they qualified me they charging a 16% contrary what they had promised. Because I already had start the… read full review »

always looking for ways to save, appreciative of good service

TonyO
Chelsea, MA

Most Helpful
Critical Review

Capital One is No Longer in My Wallet

MAY

2007

Capital One is a well- known credit card issuer that was founded in 1995 and has grown exponentially since then. It specializes in extending credit card offers to people with poor or damaged credit, allowing consumers with low credit scores a way to obtain a credit card and rebuild their credit… read full review »

online banker, researcher

Bryan-Carey
Houston, TX

Capital One - No Hassle Cash Platinum Visa Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 13 of 29 sort by: most helpful | date | rating

helpful
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Strike out "NO" Hassle

Careful Consumer

FEB

2008

You may get lulled by the commercials BUT where is the Customer Service when you NEED it...You can't talk to a customer service agent or get a Postal dated POSTING which is now overrided by their Eastern Time Zone computer clock. Annual fee(s) are posted ahed before the Annual Renewal date so...if you decide to cancel the FEE you have to chase the Supervisor to CANCEL the CARD relationship. — Automation takes the HUMAN touch away from YOU and the company. — NOT worth IT... YOU FINANCE the crazy commercials —… read full review »

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ecommerce4u
Monument, CO

Capital One is definitely NOT no hassle--no customer svc either

Every day computer user, an moderate investor, expecting good, fair service, a cat lover, pc-user, an animal rescuer, willing to pay for quality, a believer in spoiling my pets

JUL

2008

After 6 years of having Capital One Visa-No Hassle Rewards card, I'm closing my account. Because I normally pay my balance in full each month, I don't pay attention to fees and policies on late payments. I paid one payment online ONE HOUR late a few months ago. I knew I'd get hit with interest and I paid it. However, the next month I got hit with interest again on all of my charges even though I paid in full and early. I called and was told that's their policy--2nd month is charged interest no matter what. I asked to speak to someone who might have… read full review »

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jcacciola39
Leander, TX

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All around good rewards card for all purchases & foreign travel

appreciative of good service, married, an online shopper, always looking for ways to save, Every day computer user, pay my cc bill off each month, not rich, practical

NOV

2007

If you are looking for a cash rewards card, this is the best one so far out there. Especially if you pay on time and pay in full. It gives you 2% cash back on all gas and grocery purchases made at actual grocery stores not at warehouse stores or combination stores, like Walmart etc.You get 1% cash rewards on all other purchases. It is fee free on purchases in foreign countries, so if you are traveling you only pay the exchange amount on the dollar no percentage fees on purchases. This is very helpful and makes for low cost traveling. Most cards charge you a percentage… read full review »

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mohawkgra
Malvern, OH

This Credit Cards looks out for itself, not the customer

in debt, paying cash, Every day computer user, a low risk investor, saving a little, on a strict budget

JUN

2008

A great card for people with bad credit trying to reestablish their credit but a terrible card in the long run. High yearly fees just to have the card, very small credit increases, high monthly finance charges, and no grace periods. On-line access is not always available and payments made on-line don't always post properly (especially if your paying close to the due date). High penalty charges for going over your credit limit even if its over at your statement time due to the finance charge. Customer service has been just plain rude making statements like "You should… read full review »

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PegSwi64
Ludington, MI

BEWARE-PREADTORY LENDING

appreciative of good service, always looking for ways to save, interest conscious, picky

AUG

2007

BEWARE of this lending institution. I had three of their cards at one time. They were not high balance cards but the annual fees and terms border on predatory lending practices in my opinion. Finance charges often put your account over the limmit, which in turn creates additional fees. This becomes a vicious cycle as you can imagine. I went through this company because I felt my credit history was substandard. The bottom line is, go to your own personal bank or credit union. I was amazed to discover how reasonable their interest rates and fees… read full review »

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eunzrouse
Syracuse, NY

Capital one actually takes points away from your credit

Every day computer user, an aggressive saver, on a strict budget

FEB

2008

I have capital one visa card there services is fine however capital one does not tell you that they don't report your credit limit to the credit bureaus because of this it appears that your are always maxed out even if you only have a small balance. With this said they have even admited this to me when I asked ... They also do this so you appear to be BIG SPENDER with your cards and are not appealing to other hip credit card companies.. There is also a class action law suit pendig... Capital one may give you some points however your credit score takes a hit anytime you balance is more… read full review »

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anelson111
Hudsonville, MI

Great except No Hassle rewards isn't true regarding using miles.

Every day computer user, always pays more than minimum, appreciative of good service, pay my cc bill off each month, always looking for ways to save

NOV

2007

I have had this card for many years and overall I like this company very much. I have had issues in the past with credit card fraud and they were very helpful. They did not hold me accountable for any charges that were not mine. I've never had any issues with them except last month when I went to use my miles rewards earned. I discovered that it's all or nothing. The quota is 15k, 35k, or 60k miles needed to get a free ticket. There is no way to use partical rewards (i.e. using using a certain amount of miles in order to get a discounted ticket instead of a totally free ticket). It just… read full review »

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CAtoMTgirl
Kalispell, MT

It's in MY wallet!!

fuel-conscious, noticing the details, into finding great deals online, willing to pay for quality, free gift card rewards junkie, online banker, a busy person, a pet owner

NOV

2007

Great card, they promote it at easy to obtain even with shaky credit history. I love being able to go paperless on my statements - no need for a company to waste money on paper and postage that I'm just going to shred and throw away anyway. Online bill pay is also a big feature I like, they're not as fast as my other credit cards in posting the payment but I've never had a problem as I always pay well ahead and the mail would take 5 days or more anyway. The reps are always courteous and have granted credit extensions when… read full review »

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jdm72
Dixon, IL

hard to get

not rich, pay my cc bill off each month, practical

NOV

2007

I think it should be just a little easer to get a visa credit card. If you don't have perfect credit you can forget it. With everything going on these days it is hard to keep perfect credit. They should really give us a break. Just because our credit is not the best doesn't mean we don't deserve a second chance without having to dish out money to get it. I think something should be done about this. The only way we can rebuild our credit is if we can get someone to give us credit. It's a lose lose… read full review »

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traciehovis
Oklahoma City, OK

A good starter credit card

MAY

2008

This was the first credit card I ever got as a college student. It is a great product for people who are just starting to build their credit. — — Once you do get some credit though, I'd recommend moving on to a new card. The company is very stingy with credit line increases, and their APR's aren't outstanding. — — Overall though, I don't regret getting this card. I never had a problem with it, and it did allow me to build enough credit to get better cards with rewards and such. —… read full review »

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Korinthya
Walnut Creek, CA

Good Starter Card

noticing the details, Every day computer user, always pays more than minimum, Responsible Honest Citizen, I believe in honesty

NOV

2007

The capital one visa card is a good card if you are just starting off. They give people with no credit or low credit a chance. You just need to check your account regularly, for you may be an extra fee tacked on to your balance. When requesting the card, It may state no annual fee, but if you don't watch it, they tend to add that fee to your bill unannouced. So they have so inconsistant terms and policies, but pretty much anybody can qualify for this… read full review »

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stilln2u12
Dover, DE

This has been the best credit card - great rates - don't change

interest conscious, always pays more than minimum

NOV

2007

If you are looking for a credit card which does not change interest rates on you every month - this is it. They are dependable, reliable and have great customer service. If you carry only one credit card - this might be it. I have never experienced negativity with dealing with Capital One or the credit card. They offer a rate and as long as you stick to your part of the bargain - its a great… read full review »

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lady0texas
Converse, TX

Read the fine print

paying cash

FEB

2008

Capital One is pretty well known today. You see advertisements everyone. What everyone probably doesn't read is the fine print. Some credit cards charge you over a $100 dollars to use that specific credit card. My brother was going to sign up for one until my mother told him to read the fine print. Be sure you know what you are getting into before you realize you are paying alot more then what you bargain… read full review »

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steph21
Williamsburg, OH

Reviews of Capital One - No Hassle Cash Platinum Visa

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Capital One - No Hassle Cash Platinum Visa Reviews

Capital One - No Hassle Cash Platinum Visa Review Summary

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Capital One - No Hassle Cash Platinum Visa Ratings and Reviews

Reviews of Capital One - No Hassle Cash Platinum Visa

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