reviewer
PegSwi64
Ludington, MI
This Credit Cards looks out for itself, not the customer
2 star rating

in debt, paying cash, Every day computer user, a low risk investor, saving a little, on a strict budget
Pros

    Easy to Obtain, easy online access, Online Statement

Cons
    higher interest, Low credit lines, Computer Dated Posting fot POSTMARK date, High Fees, Poor Customer Service, Yearly Service Charge, Unreasonable terms

JUN
24
2008

Capital One - No Hassle Cash Platinum Visa — 

A great card for people with bad credit trying to reestablish their credit but a terrible card in the long run.  High yearly fees just to have the card, very small credit increases, high monthly finance charges, and no grace periods.  On-line access is not always available and payments made on-line don't always post properly (especially if your paying close to the due date).  High penalty charges for going over your credit limit even if its over at your statement time due to the finance charge.  Customer service has been just plain rude making statements like "You should keep a closer eye on your finances" and "You need to resolve double payments yourself with the biller, those are not our problems", which may be true but at least they could be nicer about it.  I don't like this card and will be getting rid of mine before the next yearly finance charge is assessed.



I_thumb_down Capital One - No Hassle Cash Platinum Visa is not recommended by PegSwi64

D
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