| Cons |
|
I got this card to use on a European vacation to get cash as I needed it. I thought I understood the terms and conditions, but I was wrong. I was charged $10 every time I got a "cash advance" from an ATM machine. Not only that, I was charged 24% becase the "cash advance" was unpaid until the due date. What I mean by that is that even though I paid the amount owed in full on the due date, I was still charged a finance charge because there was a cash advance on the account in the time period.
The card was advertised as having an introductory 0% finance charge for the first few months. After talking with a rather snippy customer service representative, I immediately cancelled the card.
Don't make this mistake. Stay away from Capitol One. Predators!