4.0
1 review
Other Credit Cards:
  • Average: 3.6
  • High: 5.0
Type:
Rewards Credit Cards
Brand:
Capital One
Capital One Journey Student Rewards Card

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Capital One Journey Student Rewards Card
 
4.0

(based on 1 review)

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Reviewed by 1 customer

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4.0

Best & easiest to get for rewards and low score.

By 

from USA

Comments about Capital One Journey Student Rewards Card:

If you are rebuilding credit, have no credit, and are looking for a rewards card, this one is for you. A 600 score should get you in the door, maybe even a little less. Usually $300 limit to start, they boost you to $500 if you pay on time. No annual fee! Gotta love that :)

Customer Service
The website is good, the chat interface is good. I have used the phone a few times and the automated system works fine. Not too confusing. The customer service reps are friendly and so far I cannot complain.

Available Rates
This card has a high rate and it will eat you alive if you keep a balance on it. Use it for the rewards and pay it off in full each month. If you keep balances you will give up what you earn in rewards in a month. 29% hurts, but no annual fee does help balance it out with 1% rewards on everything. Use wisely and you will be happy. This is not a secured card but it should be easy to get so no worries and you do not need to be a student to get it *wink wink*.

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