Capital One - Capital One No Hassle Rewards Card Review

I have been a card holder for Capital One credit card for the past six years and it has been a pretty decent card. It was my first credit card which helped me in building a credit history, and allowing me to get my foot in the door and help to raise my credit score. Some perks include low annual fee, average finance charges (in comparisson with other major credit card companies), offer credit to students (people who dont have credit history), low monthly payments, offer rewards and offers credit increases based on payment history and not on balance history. Some negatives include the fact that there is a annual fee, offers a very low opening account balance, should have a bit more competative financing charges since the card is offered to people who have never had a credit card and dont know much about how to build credit. Overall the capital one card has been a good first credit card for myself. It has helped in building my credit score and gave me an ooportunity to have a first credit card to establish credit history.