Capital One - All Credit Cards

Capital One - All Credit Cards Reviews



Overall 3 star rating2.75 of 5 (by 28 users)



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11% of people rated Capital One - All Credit Cards as 5 stars
11% of people rated Capital One - All Credit Cards as 5 stars%
11%
29% of people rated Capital One - All Credit Cards as 4 stars
29% of people rated Capital One - All Credit Cards as 4 stars%
29%
22% of people rated Capital One - All Credit Cards as 3 stars
22% of people rated Capital One - All Credit Cards as 3 stars%
22%
4% of people rated Capital One - All Credit Cards as 2 stars
4% of people rated Capital One - All Credit Cards as 2 stars%
4%
36% of people rated Capital One - All Credit Cards as 1 star
36% of people rated Capital One - All Credit Cards as 1 star%
36%
52% 52% of people recommend Capital One - All Credit Cards 48% of people don't recommend Capital One - All Credit Cards 48%
 



Capital One - All Credit Cards Ratings and Reviews

items/page: 15 | 30 | 50 displaying 1 to 15 of 28 sort by: most helpful | date | rating


16
helpful
votes
Capital One MUCHO Hassles Card -- Get It Outta YOUR Wallet!
paying cash, livin' la vida loca

MAY
26
2009

Capital One recently sent announcements to even their best customers with perfect payment on-time payment records that rates were going up. For a long time, Capital One offered fair interest rates like 9.9%. They decided a few months ago to jump those to 26% or more.

Of course they're sending a message to their long-time customers that they don't really want to be in the credit card business, so of course I called immediately to reject the change in terms and permanently close my account.

Sky-high interest rates are a hassle that nobody deserves.

Got other accounts with Capital One??  Why not...

 read full review »
1 star rating
2008 VIP
mrkstvns
Austin, TX



3
helpful
votes
Highway Robbery
appreciative of good service, not rich, thrifty, Responsible Honest Citizen

NOV
27
2007
The card is convient, but can bite you with its outrageous fees. When payments are due on holidays, the card has no forgiveness even if you schedule the payment on these dates. The interest is off the chart, and caters to those who have less than perfect credit.
1 star rating
reviewer
starbell
San Antonio, TX



3
helpful
votes
not very customer service oriented

NOV
8
2008
Used to love this company, after the ecomomy they do not care how they treat their customers.
3 star rating
reviewer
dezdez79
Madison, WI



3
helpful
votes
annual fee is outragious and high interest rates as well.

Rated on November 28, 2008

1 star rating
redscooter150
Springfield, MO



2
helpful
votes
all credit cards are worthless
in debt

DEC
4
2008
I am like most people in debt due to credit cards, they are convient but really hurt you in the long run. It is all about the $, there is no compassion or concern for anyone. Now on the news they are wanting to raise your minimun payments and lower your credit limit. It doesn't matter if you have been a customer for years or days you are still treated like scum of the earth. I wish I had never got a credit card, if you don't have cash just don't get it. The hassle and repayment are not worth the product or service that you buy.
1 star rating
reviewer
summerlee
Fuquay Varina, NC



2
helpful
votes
Great Card, Medium Rewards Program
on a strict budget

NOV
22
2008
I have a rewards Capital One Card.
They have great customer service.  However, the rewards card takes forever before you have enough points to earn a reward greater than a $5 -10 gc.  Also, they are constently sending me blank checks in the mail which make me nervous.  What if someone got ahold of the checks and forged my signature.
3 star rating
reviewer
NewShopper
Florissant, MO



2
helpful
votes
Does not offer what they say they will

JAN
5
2009
Customer Service here is not the best they say one thing to you on the phone and typpe anpther into there computer
2 star rating
2009 Contributor
creewoman
Plainwell, MI



2
helpful
votes
Get rid of your Capital One now!!
in debt, Every day computer user, a pet owner, a woman, dependent on daily vehicle

DEC
2
2008
The best thing you can do is get rid of your Capital One cards.  With the Economy the way it is if you default on them, Capital One will pursue you any way they can.  Other creditor will simply write you off, send you to collections.  Capital One will take you to court and freeze your bank accounts. 

I started through the Chapter 11?  13?  the one that helps you re-organize.  Today I found out they garnisheed my bank account for over 4,000.  That means I have 0 in my accounts and outstanding charges.  I can't pay rent, utilities, nothing.

I'm in for a big fight and not sure I'm ready for... read full review »
1 star rating
reviewer
ladygray
Richmond, VA



1
helpful
vote
Capital One is not worth your time
Every day computer user

MAR
13
2009
I've had a Capital One credit card since 2004 - my interest rate was 9.9%.  I just - out of the blue, received a postcard type mailer that said I needed to call an 800 number or my interest rate would be going up to 29% in May.  I don't have missed or late payment issues, nothing like that.  Called the number and the only option is to deny the interest increase which in turn, cancels your card.  I don't even ever want to think about them again.  They are crooks.
1 star rating
reviewer
rlclinton
Houston, TX



1
helpful
vote
i became very ill a few years ago and now live on disability of
paying cash, in debt, on a strict budget

OCT
1
2009

I became ill a few years ago and now live on 700. a month, my husband gets 167.00 ssi, I don't have much time and i am in constant pain,Yet CAPITAL ONE calls my home at least 6 times a day, I would pay if i could, but i can't even pay for my medicine, I am a senior and feel badly about this, I did have good credit, but do i have any choices???They have made my life a living Hell
1 star rating
reviewer
polly4
San Angelo, TX



D
Never Use Capital One EVER!
Every day computer user, on a strict budget, saving a little, married, a mom, Experienced Parent, a woman, a bargain hunter

DEC
15
2009

I found out the hard way with this company.  It was my first credit card ever owned and they gave me a $300 credit limit.  By the tine the took out all kinds a fees there was only $50 left for me.  I used it once for $10 in gas and paid at least $20 for most payments.  I missed one and got charged so many fees and penalties it sent my card over the limit which added more fees and before i knew it I received a $1200 bill which of course I couldn't pay and to this day they're still charging fees.  I'll never understand how anyone expects for someone to pay more than what was able to be paid...

 read full review »
1 star rating
reviewer
mrskljames
Beaumont, TX



D
Great Customer Service
on a strict budget

JAN
9
2009
Capital One provides a great credit card with good rates and good customer service.  In my experience my credit limit was periodically increased without my requesting it and without asking if I wanted an increase.  I feel this is the only area in customer service where they lacked. 
4 star rating
reviewer
rocksolid
Billings, MT



D
Great Service, Awesome Card
an online shopper, Responsible Honest Citizen, appreciative of good service, researcher, always looking for ways to save, Every day computer user, not rich

NOV
28
2007
I think this is one of the few credit card company's out there that is willing to take a chance on the average buyer. I like the flexibility of this card, the ease of use, the no hassle freedom of use. The benefits are many, the cons not that many.
5 star rating
reviewer
askolnik
Wesley Chapel, FL



D
Capital One Credit Card is a good one
on a strict budget, cost-conscious, likes getting free stuff, Practical, married, I love a good deal!, a bargain hunter, online all the time

SEP
30
2008
I use Capital One as my CC and like it allot. I was lucky enough to get a lower interest rate and have always tried to pay a little more each month. Son far, so good.
4 star rating
SamiFox1
Wheeling, WV



D
great card
Every day computer user, danga, a comedy fan

SEP
23
2008

capital one card has helped me i need them . and when i had a question

the customer service was great
4 star rating
reviewer
danatx06
Texarkana, TX



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