Capital One - All Credit Cards Reviews

Overall

2.81 of 5 (by 27 users)

	11%
	30%
	22%
	4%
	33%

54%

46%

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Cons show all Cons

Capital One - All Credit Cards Ratings and Reviews

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helpful
votes

Capital One MUCHO Hassles Card -- Get It Outta YOUR Wallet!

paying cash, livin' la vida loca

MAY

2009

Capital One recently sent announcements to even their best customers with perfect payment on-time payment records that rates were going up. For a long time, Capital One offered fair interest rates like 9.9%. They decided a few months ago to jump those to 26% or more.

Of course they're sending a message to their long-time customers that they don't really want to be in the credit card business, so of course I called immediately to reject the change in terms and permanently close my account.

Sky-high interest rates are a hassle that nobody deserves.

Got other accounts with Capital One?? Why not...

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mrkstvns
Austin, TX

helpful
votes

Highway Robbery

appreciative of good service, not rich, thrifty, Responsible Honest Citizen

NOV

2007

The card is convient, but can bite you with its outrageous fees. When payments are due on holidays, the card has no forgiveness even if you schedule the payment on these dates. The interest is off the chart, and caters to those who have less than perfect credit.

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starbell
San Antonio, TX

helpful
votes

not very customer service oriented

NOV

2008

Used to love this company, after the ecomomy they do not care how they treat their customers.

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dezdez79
Madison, WI

helpful
votes

annual fee is outragious and high interest rates as well.

Rated on November 28, 2008

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redscooter150
Springfield, MO

helpful
votes

all credit cards are worthless

in debt

DEC

2008

I am like most people in debt due to credit cards, they are convient but really hurt you in the long run. It is all about the $, there is no compassion or concern for anyone. Now on the news they are wanting to raise your minimun payments and lower your credit limit. It doesn't matter if you have been a customer for years or days you are still treated like scum of the earth. I wish I had never got a credit card, if you don't have cash just don't get it. The hassle and repayment are not worth the product or service that you buy.

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summerlee
Fuquay Varina, NC

helpful
votes

Great Card, Medium Rewards Program

on a strict budget

NOV

2008

I have a rewards Capital One Card.
They have great customer service. However, the rewards card takes forever before you have enough points to earn a reward greater than a $5 -10 gc. Also, they are constently sending me blank checks in the mail which make me nervous. What if someone got ahold of the checks and forged my signature.

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NewShopper
Florissant, MO

helpful
votes

Does not offer what they say they will

JAN

2009

Customer Service here is not the best they say one thing to you on the phone and typpe anpther into there computer

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creewoman
Plainwell, MI

helpful
votes

Get rid of your Capital One now!!

in debt, Every day computer user, a pet owner, a woman, dependent on daily vehicle

DEC

2008

The best thing you can do is get rid of your Capital One cards. With the Economy the way it is if you default on them, Capital One will pursue you any way they can. Other creditor will simply write you off, send you to collections. Capital One will take you to court and freeze your bank accounts.

I started through the Chapter 11? 13? the one that helps you re-organize. Today I found out they garnisheed my bank account for over 4,000. That means I have 0 in my accounts and outstanding charges. I can't pay rent, utilities, nothing.

I'm in for a big fight and not sure I'm ready for... review »

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ladygray
Richmond, VA

helpful
vote

Capital One is not worth your time

Every day computer user

MAR

2009

I've had a Capital One credit card since 2004 - my interest rate was 9.9%. I just - out of the blue, received a postcard type mailer that said I needed to call an 800 number or my interest rate would be going up to 29% in May. I don't have missed or late payment issues, nothing like that. Called the number and the only option is to deny the interest increase which in turn, cancels your card. I don't even ever want to think about them again. They are crooks.

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rlclinton
Houston, TX

helpful
vote

i became very ill a few years ago and now live on disability of

paying cash, in debt, on a strict budget

OCT

2009

I became ill a few years ago and now live on 700. a month, my husband gets 167.00 ssi, I don't have much time and i am in constant pain,Yet CAPITAL ONE calls my home at least 6 times a day, I would pay if i could, but i can't even pay for my medicine, I am a senior and feel badly about this, I did have good credit, but do i have any choices???They have made my life a living Hell

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polly4
San Angelo, TX

Great Customer Service

on a strict budget

JAN

2009

Capital One provides a great credit card with good rates and good customer service. In my experience my credit limit was periodically increased without my requesting it and without asking if I wanted an increase. I feel this is the only area in customer service where they lacked.

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rocksolid
Billings, MT

Great Service, Awesome Card

an online shopper, Responsible Honest Citizen, appreciative of good service, researcher, always looking for ways to save, Every day computer user, not rich

NOV

2007

I think this is one of the few credit card company's out there that is willing to take a chance on the average buyer. I like the flexibility of this card, the ease of use, the no hassle freedom of use. The benefits are many, the cons not that many.

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askolnik
Wesley Chapel, FL

Capital One Credit Card is a good one

on a strict budget, cost-conscious, likes getting free stuff, Practical, married, I love a good deal!, a bargain hunter, online all the time

SEP

2008

I use Capital One as my CC and like it allot. I was lucky enough to get a lower interest rate and have always tried to pay a little more each month. Son far, so good.

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SamiFox1
Wheeling, WV

great card

Every day computer user, danga, a comedy fan

SEP

2008

capital one card has helped me i need them . and when i had a question

the customer service was great

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danatx06
Texarkana, TX

Great Card to have

Every day computer user, an aggressive saver, a low risk investor

NOV

2008

Capital One Credit Card is the best card I ever had. By far a low interest rate, and excepted every where.

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Iceangel
Hawley, PA

Reviews of Capital One - All Credit Cards

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Start a New Discussion about Capital One - All Credit Cards

Institution Name	Capital One
Credit Card Name	All Credit Cards
Card Features	Fraud Protection
Credit Card Type	Bank Credit Card General Reward Credit Card
Tags	Get rid of Capital One now.

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