I've had a Capital One credit card since 2004 - my interest rate was 9.9%. I just - out of the blue, received a postcard type mailer that said I needed to call an 800 number or my interest rate would be going up to 29% in May. I don't have missed or late payment issues, nothing like that. Called the number and the only option is to deny the interest increase which in turn, cancels your card. I don't even ever want to think about them again. They are crooks.
Capital One - All Credit Cards is not recommended by rlclinton