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Compupay offers the full gamut of services, including direct deposits to more than 3 accounts, time off accruals, tax services, that the big guys do, but priced to appeal to smaller payrolls. (ADP has the same services, but is priced to save companies with large payrolls money -- plus Compupay gave us a competitive discount to our previous payroll company, which did not have self-entry and accrual capabilities!)
The only gripes I have with Compupay is that I have to call to have new deductions or payroll codes added, and some of my payroll codes require me to enter $$ (dollar) amounts, rather than hours (specifically Jury Duty and Bereavement).