Bonds Discussions

 

Refine Display

Bonds
« back to Finance

Discussion Categories

Community
Category

Treasury Department I-Bonds

 
Start a
TheBard Aurora, IL posts: 345
Moderator
posted on November 06, 2009 at 09:22AM Inappropriate? Quote Reply

We invest in I-Bonds U.S. Saving Bonds on a monthly basis; are we the only ones?  No one I ask about I-Bonds has ever heard of them.  I decided against traditional EE Savings Bonds because the I-Bonds are bought for face value and earn interest for up to 30 years, and the rate of return thus far has been admirable.  We have been purchasing I-Bonds for the last three years directly from the Treasury Department. 

Does anyone else invest in I-Bonds?  And if so what rate of return have you enjoyed?  

replies: 3 latest post: November 07, 2009 at 06:40PM by njchicaa
  • JovialCougar
  • Denver, CO
  • posts: 265
2009 Advisor
posted on November 06, 2009 at 10:14PM
 

I buy I-Bonds sporadically.  I want to have a certain percentage of my investments to be 'fail safe', and savings bonds are about as safe as you can get, although the interest has been quite low for me (3% at best). I'm also puzzled about why so few people know about them.

  • TheBard
  • Aurora, IL
  • posts: 345
Moderator
posted on November 07, 2009 at 04:49PM
 

I went for the safe route as well; there is nothing wrong with a conservative investment.  There is nothing like a diversified portfolio to ensure the future! 

  • njchicaa
  • Beachwood, NJ
  • posts: 438
2009 VIP
posted on November 07, 2009 at 06:40PM
 

I've never heard of them before.  I wish I had enough extra money to invest in them.  I have a very aggressive 403(b) portfolio and it took a major hit in the past 2 years, though it is finally almost back to where it was before the economy tanked.  I've always said that as I got closer to retirement, I'd shift my investments from aggressive toward safer alternatives.  Still have 23 years to retirement, though!

Your Comment
 

Bonds Discussions

displaying 1 of 1 discussions
displaying 1 to 1 of 1
Sticky sticky topic Locked locked topic New Posts new posts
Topic Author Views Replies Latest Post
D
Treasury Department I-Bonds 		TheBard 19 3
njchicaa »
view more discussions

Start a New Discussion about Bonds