If you smoke, stop.  Drink more water.  Those two are controllable factors that may help.  PattyThere definitely had great advice...check with an MD or get a skin analysis at a department store counter that sells skin care (i.e. Clinique).  I have terribly dry skin, esp. in the winter, and I used to have to use gloppy creams just to keep the skin around my eyes and nose from flaking and peeling.  I switched to Biore Foaming Cleanser last Fall, and it is not as drying as others I've tried and takes off my makeup without needing any additional products (the fewer products you have to use, especially ones like toners and cleansers, the better off you'll probably be).  I'm also using Dove Daily Moisturizer, which is both cheap and effective without being greasy.  I tend to be acne-prone, so I was relieved it did not make that worse.  Good luck!