Bank of America Review

Bank of America offers lowest interest rates compared to other major banks (Citibank, Chase, etc.).  They tend to charge heavily if your balance drops below $750 even for one day and also twice for average month's balance.  The never argue with you and are very stubborn to customers.  Besides, their sign-in bonus $50 is much less than Chase of $125(checking)+$40 (Saving).

In 8 months after I get my KTC money back, I will close my checking and saving account.