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My banking experience with Bank of America is the worst banking experience I have ever had. I went with this bank because I move around a lot and needed a bank that can be used anywhere. They have insane holds on your checks and crazy overdraft fees.
I recently went into Bank of America (after not using it for 4 months because I had moved) to deposit into my checking. I found they had closed my account because of an overdraft. I had over drafted by $12.00 but had $125.25 due in fees. I called to find out what had happened and why the fee was so high and they explained nothing!!! I received no letters on this or phone calls. They simply replied that I had to pay it because I only had 60 days to dispute the charges.
This bank is horrible!