Bank of America - Visa Review

I often asked my self what was I thinking about when I signed up for this credit card.  Credit cards are great to have on one side and on the other they are not so great.  I love using my Bank of America credit card when I'm out shopping.  It's so convenient.  I don't ever have to worry about carrying cash.  For example if someone on the street asked me for money, I tell them that I don't carry cash, which is the truth.  I don't like to think about being robbed for cashed. Now the flipped sid to this is when it comes down to making the payments.  The interest rate is not really high.  It still makes it hard to come up with payment.  I would love to be able to pay it off, but as soon as I get the balance down, I start using the card again.  I'm hoping to pay the card off soon.  If not, the interest rate alone will kill me.  It's only good to have maybe one credit card.  It's not good to have more than that.