Bank of America - Visa Card Reviews

As one of the world's largest financial institutions, Bank of America serves over 59 million consumer and small business relationships. Bank of America's brands manage more than 6,100 bank lobbies and 18,700 ATMs, and their award-winning online banking has almost 29 million active users.

With a range of credit cards to choose from, Bank of America credit cards offer the spending power you need and the features you want. Bank of America provide several benefits to card members, including absolute fraud protection, car rental insurance, emergency roadside assistance,...

The Bank of America Visa Debit Card works semi well for me.  In some ways, it works, and in some ways it does'nt.  I like the fact that I don't always have to carry money around, and still beable if I see something that I like, I can get it right with the card, not even have to worry about writing a check, and I am saving the use of paper as well.  I also like the fact that it has "keep the change" which means that every purchase, it will be rounded to the nearest dollar.  Let's say you buy something for $6.02.  They will take out $7.00 for the item, pay $6.02 for your item and put the remaining...

About five years ago we always used our Discover card for the cash back.  We averaged about $150 a year after charging just about everything we purchased.  We try to travel as much as we can afford on a Social Security budget.  We currently, again, charge everything we buy.  We accumulate tons of points we can use at all Comfort Inn hotels.  We try to go in off seasons as they require fewer points.  Also, we are able to get a very nice suite sometimes for reduced points.  We currently average about 5-7 nights a year and sometimes as many as 14 when they have 1 night for 2 stays.  We always...

After paying my BOFA visa card faithfully for over 3 years my interest rate was arbitrarily raised from 9.9 to  to 25.9 percent.  I have not been late on this or any other card and maintain a FICO score of approximately 700.  However based on my credit report I was advised my interest rate was raised.  As a person that does all my banking online I was not aware of the increase until it was too late.  Since I failed to review the attachment of account changes that was hidden online I am just out of luck.    Having a decent credit rating and paying on time is no protection from a rate increase. ...

Bank of America has been in the spotlight for a few months with the company receiving bail out money and increasing interest rates. 

But you can actually come out ahead if you get the right credit card.  Bank of America World Points Credit Card offers bonus points for every retail dollar that you spend.  If you make sure that you pay off the balance each month, who cares about the interest rate.  The advantage is that you can actually redeem for cash after every 2500 points.  These points are good for 5 years, you can save the points for cash, travel, airline tickets, hotel stays and all...