reviewer
blooba
Pandora, OH

rip off don't do business with them.

1 star rating

in debt, Every day computer user, on a strict budget
Pros

    Widely Accepted (all Visa cards are)

Cons
    too many fees, fees for the fees, High Fees, interest rates too high, its a credit card, Bad Customer Service, Numerous Bank Mistakes, problems with website

JUN
24
2008
too many and too high of fees and interest especially if you fall behind in your payments. They are also not willing to work with you like other banks. My $500 maxed out credit card balance is now at $2500 in less than a year due to being laid off and unable to pay it. They also charge fees for the fees. (i.e. they charge you a late payment fee that puts you over your limit so they charge you a overlimit fee then they charge interest on all of it so they are charging me about $150 a month for a $500 credit card. What is that 350% interest? Thats worse than those payday loan places charge and they won't even work with me on it.



I_thumb_down Bank of America - Visa Card is not recommended by blooba

D
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I_comment_shdw24 Comments about blooba’s Review

 


dirtester wrote on Dec 20, 2008 at 11:03PM

I had 3 cards with Bank of America, 2 Visa and 1 American
Express. I let the American Express go over the limit for 1 month while I was traveling and all 3 cards jumped to 28% interest. I called and they told me I was late on the other two cards. I cancelled all 3 and will pay them off the best I can. If there is a bad time comming though, they will be the 1st to get cut off. I researched and found no late payments within the last 3 to 4 years that I have the cards. DO NOT do business with this rip-off company as they are getting a free handout from the Gov. while they are ripping us off. There are some websites that you can go to to file complaints and find out your rights as a consumer. I am filing a complaint with the Better Business Bureau as advised by some people, but they will, I'm afraid, just trash can it as usual.

4 star rating
"Helped Avoid Major Problems."
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3 star rating
"Aren't Annual Fees a bit passe?"



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