Bank of America - UPromise MasterCard Reviews

I heard about the UPromise program about 3-4 years ago from a friend, and at first dismissed it as another marketing scheme. At that time we used a cash back credit card and got 1-3% back on our monthly purchases. We always pay off our monthly balance, so we collect free money for charging all our food, gas, anything we can charge that we can afford to pay off. When I checked into UPromise, it appeared a better deal since we have kids in their teens. This is a no annual fee credit card, has a pretty low (9%) interest rate (although we don't use that), but mostly, we collect dollar savings every...

If you are a Upromise member it makes sense to have the Upromise card.  You get cash back into your Upromise account automatically.  The more you spend the more you get back.  Just make sure you are paying off the balance each month so you don't eat up your savings in finance charges.

When the college bills start pouring in, my UPromise account will be ready to handle them.  By using the card as you would any other credit card you can accumulate savings for education. It's very easy!