Bank of America - Platinum Visa Review

The Bank of America Student Platinum Plus  Visa Credit Card is a basic no-frills credit card that will appeal to the part-time or full-time college student who is just looking for a basic credit card to start building their credit history. To apply for this card, you need to be either a part-time or full-time college student attending an accredited 2-year or 4-year college. You need a minimum income of $200 in monthly income after rent, tuition, utility, and food expenses are paid. No cosigner is needed. The Bank of America Student Platinum Plus Visa Credit Card is a pretty basic student credit card. If you are a college student looking for a credit card, there are a couple of cards that are better than this one. some cards that allows you to earn 2% cash rebates at supermarkets, gas stations, convenience stores, and utilities.  There is no annual fee. The APR is prime rate plus 10.99%. The average daily balance method (including new purchases) is used to calculate monthly balances.