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33% |
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33% |
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1% |
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0% |
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33% |
After harassments with B of A with a Royal Caribbean Platinum Plus Visa with no perks I was not too eager to open another card with B of A. The cash back in way of free cruises, upgrades or On Board Credits (OBCs) were cut major amounts. So not worth the card.
Then my TA tells me that Norwegian Cruise lines, now a division of Apollo Gaming, is the owner of the card. They have Purchase Assurance (Theft or damage for 90 days of purchase - Police Report needed) they have car rental insurance for rentals, but that only pays the deductible on your own auto insurance. So I called to inquire. ...
review »The card has a cap per year of 1000 points earned --- Stick with your card that allows you to be fulling rewarded for your spending.
You can only get points back at 500, 1000, 1500 --- this card is a rip! I also don't see it offered anymore on the NCL website!
I love rewards credit cards but many start out terrific and then turn into nothing for you. Discover was 1% for first $1000 in charges & then 5% after that. THAT WAS MY FIRST CREDIT CARD some 30 years ago, now you can get 5% on gas purchases but no more than $100 in charges, so $1200 a year at 5% is $60 annually Pretty Lousy! I have AMEX BLUE since they are they only credit card that covers the warranty on a purchase up to 5 years with an addition year for FREE. But you get 1 point for every $1 you spend for miles in air, hotel stays, dinners or other promos they have,
Royal Caribbean...
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