Bank of America - Norwegian Cruiseline Platinum Plus Mastercard Review

After harassments with B of A with a Royal Caribbean Platinum Plus Visa with no perks I was not too eager to open another card with B of A.  The cash back in way of free cruises, upgrades or On Board Credits (OBCs) were cut major amounts.  So not worth the card.

Then my TA tells me that Norwegian Cruise lines, now a division of Apollo Gaming, is the owner of the card.  They have Purchase Assurance (Theft or damage for 90 days of purchase - Police Report needed) they have car rental insurance for rentals, but that only pays the deductible on your own auto insurance.  So I called to inquire.  Totally different staff for the NCL Mastercard., maybe Mastercard is superior to VISA.  I was told they pay 3% cash back for everyday purchases & 4% for NCL charges (deposit, cruise payment, onboard charges, any purchases from their web site).  I can get an upgrade from inside cabin to a better inside cabin, or an oceanview to a better oceanview.  Won't be for us since we purchase BA Aft for our cruises & BA is the best balcony NCL has.  They do not upgrade to suites.  But I can get $500, $1000, $1500., $2000, $2500, or $3000 off my cruise fare.  If paid in full they will credit the card.  Now I am very interested.  So I called the number on NCL web site.  They have me with excellent credit so I was given the card instantly & it was sent overnight air via Fed Ex.  This service was far superior to RCCL Platinum Plus VISA.  Only bad part is NO EXTENDED WARRANTY.  I bought Sonicare toothbrushes ($170) and no extended warranty on them.  I phoned Mastercard Int'l & they tell me the bank issues the perks for the card, so do not purchase warranty items with it since it is only covered against theft or damage within 90 days.

Our April cruise to Bermuda will get a $500 credit on it, and this is far superior to the $50 OBC of RCCL.  THANK YOU NCL!!!!!!!!