After a bad hurricane season Balboa Insurance made a decision to pull out of the Florida insurance market. While I did not have a claim during the 2005 hurricane season I did have a leak and water damage claim with Balboa in 2007, while still covered by them. It has taken them a close to a year of back and forth and "nickle and diming" to finally pay the claim for damages. They tried to get out of the contents portion of the claim but in the end , they could not. I would absolutely not recommend Balboa Insurance to anyone. Unless you have nothing but time on your hands and are a glutten for punishment...avoid them.
Fort Lauderdale, FL