Assurant Reviews

High deductible and they always find a way to make you pay more

Overall

Rated 1 out of 5

I had maternity on my plan but I had a little complication that required 2 extras ultrasounds, for that, they charged me 2 deductibles ($5k each) plus $750 for each day I spent in the hospital, plus about $1000 because it was the end of the year and I was in the hospital for 1/2 day on January 1st. So until now, I am paying everything for my Csection, and they can even charge more...........I really love the health system of this country and the way these companies can do whatever they want with the customer.

If I were you, I would never buy this plan, not counting that everytime you call, they tell you something different.

Reviewer received a sample of this product.

Assurant dental is a joke

Overall

Rated 1 out of 5

My 3 year-old child chipped her front tooth and Assurant HMO had our family assigned to a practice 20 miles away; there were 11 practices within our zipcode that accepted Assurant. I found a pedia-dentist that could see her same day. They set an appointment with me, then called me an hour later stating Assurant would only cover 25% of the cost. I called Assurant and they recommended to me that I find a family practice dentist that would see a child under the age of 5 (most family practices won't do any repair or treatment on kids under 5). I called every practice in-network within 10 mile radius with no luck. At the end of the day, I finally found a family practice relatively close that woul...

Assurant Health medical insurance has worked for me

Overall

Rated 3 out of 5

Over the last few years I have needed a short term medical insurance plan on two occasions. While I could have maintained coverage of my old insurance plan via COBRA payments, I found that in buying my own insurance I could get pretty good coverage at a lower price. That's when I found out about **Assurant Health **medical insurance.

Buying your own health insurance requires some research and hard decisions. You don't want to spend too much of course, but having too little coverage, even if it saves some money on the premium, can also be a big mistake. One thing that attracted me to Assurant Health **medical insurance **was the variety of coverage options available. While the plans won'...

Assurant offers affordable short-term health insurance plans.

Overall

Rated 4 out of 5

I think Assurant is by far one of the best health insurance providers in the market, especially in terms of their short term plans--their premiums are very affordable.

Notwithstanding, consumers nowadays may  tend to agree that Assurant Health Insurance is the top of the line when looking for an affordable health insurance option, period. They may also agree that they are affordable and cover individuals just as well as any major insurance provider out there; considering that  they offer co-pay’s, deductibles and very good coverage overall, which is, in my opinion very relevant in choosing health plans.

When comparing Assurant's plans with other insurance companies' plans, consumers may even insist that Assurant is becoming a big player in the health insurance business, especially, if they are beginning to be accepted just as widely as any of the big insurance companies in the market.

The worst 'coverage' I have seen

Overall

Rated 1 out of 5

Simple exams including state mandated covered plans always came back to me in the mail uncovered by this plan I will refer to CoreMed/Compete Rubbish. My son's vaccinations for his 4 year exam we're partially covered. Come on people at Assurnat, not only this, I had a annual wellness exam, which was covered up to the co pay, the rest was bounced back to me. Yet you can pay them every month and a extreme deducatble. I cant exacty say how disgusted I am with Assurnant. Look to Anthem or Humana or save you money pay our of pocket, a your money will be better spent when you need it. Assurant/CoreMed Plan is far less than Anthem Blue Cross at a better price.

Get what you pay for when it comes to health insurance

Overall

Rated 5 out of 5

Assurant provides 4 different networks of Doctors and Hospitals in OR providing you more choice in who you see.  If you need Cancer treatment they allow you to use any of their major Critical Care centers in the whole US and still be "in network".  Assurant does not limit prescription coverage but allows you to use up to your life time limit.  They also do not limit ambulance service and even take you to the hospital that provides the best care for your type of injury...not the nearest hospital.  As a Broker I provide coverage for all health insurance companies but choose to use Assurant for my own coverage.  They even have deductible only HSA's.Kyla WestfallHealth Insurance Specialist971-327-5792

Horrible service

Overall

Rated 2 out of 5

As an administrator who works directly with the employees and the insurer i see a host of problems. Errors made enrolling members, long wait for new enrollees, incorrect charges on bills, small payments made to covered employees for services other providers pay more for. The premium is lower but you get what you pay for.

Too pushy

Overall

Rated 1 out of 5

After reading reviews and fully researching the company, I decided not to go with Assurant.

Even after telling them no, they still continue to call me 4 times a day. Im sorry, but if they are calling you 4 times a day and still wont leave you alone, it says it all about the company. Other insurance companies called me once, and said if you have any questions to call them back. Do not sign up with a quote from this company. They are awful!!!

The worst

Overall

Rated 1 out of 5

Had to go with them because of the rental building I'm in. Takes 7 business days to get an email back, everytime you call they hang up. I am trying to pay 6 months only of my policy because I'm only in a 6 month lease and well that isn't an option on the automated payment over the phone. Can't get through to anyone because they keep hanging up on me. I can't wait to move out of my building so I don't have to deal with this brutal company ever again.

DO NOT BUY ASSURANT HEALTH INSURANCE

Overall

Rated 1 out of 5

Had been paying my premiums by automatic draft.Went to the doctor for regular checkup, havent been in five years, everything came back great except for my insurance(THEY WONT PAY ANYTHING) my doctors office warned me that Assurant was no good,now im stuck with the whole bill.Assurant keeps denieing the claims.Thankfully im getting a new insurance company,that will take care of me in my time of need.I feel ripped off!!!!!!!!!!!

Reviewer is an employee or otherwise affiliated with the brand.

Limited benefits

Overall

Rated 3 out of 5

Assurant is a great health insurance copmpnay if you do not need to see a healt care professional often.  They are a bit expensive for the limited coverage you get, but all in all it's a decent company.

Assurant isn't very user-friendly!

Overall

Rated 3 out of 5

I've never had to file a claim with Assurant, but I am reviewing my experience with the company so far - on the phone with customer service and with their website. We have Assurant renter's insurance for one home and Farmer's home owner's insurance for another. I've never experienced any of the Assurant issues with Farmer's.