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I love the iMac 20" desktop computer. It is the best investment my family and I have made. It is worth every penny. The iMac is equipped with everything you need out of the box. Really, the only productivity software you would need to purchase and install (if you haven't ordered it pre-installed) is your word processing and spreadsheet programs. In the long run, you will save money on all the different software, etc. you would have to buy for PC's. I've had this iMac for about a year and a half and it seems like I just bought it yesterday. It starts up quickly and all of my programs run smooth.
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