Our family got a very low quote - About half the cost of our existing insurance plan. My car is a subaru wrx sti. They asked if there were any modifications and gave the option to insure them if I was willing to pay a higher premium. I gave them a full list, totaling about $3000, and they said they'd call back with the new quote the next week. After receiving the call, they said my rates would go up by $18 every 6 months. What a deal! I gladly accepted the insurance of my very minor modifications. 3 weeks after that, I got another call saying they were no longer able to insure me due to the mods and would cancel my insurance within 1 week if I didn't send them pictures and an invoice of the work being done to return the car back to stock. If I wanted to keep the car the way it is, I would have to pay $1900 every 6 months as opposed to the original quote of $530. After reading a little more about the company, I am canceling my policy with them because it has become apparent that they do this kind of thing fairly often. Bait and switch, please be weary of this company!