Ameriprise

Ameriprise Review



Overall 4.28 of 5 view all 18 reviews
 




reviewer 2009 Writer
greyback
Adrian, MI

Good Life Insurance Policy

4 star rating

on a budget, an moderate investor
Pros

    price


MAY
5
2009
Once upon a time, I had a wad of cash that I needed to invest. At the time, I was at an American Express investment office and the agent talked me into a life insurance policy that offers whole life with an investment portfolio that will help to inflate the life insurance policy. For about 125 a quarter, this policy ensured that my heirs would have 100k of benifits. Good deal I figured so I signed up. Time passed and now that policy is part of the Ameripise system. I am still happy with the policy, as it gives me peace of mind should something happen to me. I know that my wife will have some dollars to work with. Online access is a breeze. Just log in, see your current account status, pay your bill, or make change to your benificary(ies). Had to be medically underwritten, but that just was the signing of a couple papers to let them access your medical records and then a ten minute phone interview.



I_thumb_up Ameriprise is recommended by greyback

D
Did you find this review helpful?
 
 



add greyback to my friends list add to my favorites subscribe to feed

I_comment_shdw24 Comments about greyback’s Review

 


greyback wrote on Oct 1, 2009 at 9:03AM

In response to sparksals's comment from May 21, 2009 at 1:40AM:

Thanks for your opinion....I am well versed in Insurance and for my personal situation, this option was the best one for me.....

sparksals wrote on May 21, 2009 at 1:40AM

FYI - Whole Life is probably the worst financial mistake you can make. Your Amex agent made a HUGE profit on that policy. Check into Term LIfe insurance instead. I bet it's TONNES cheaper for a higher payout value. I bet you can also get term life for your wife for less than what you're paying for your whole life combined. Whole Life insurance is a waste of money.

3 star rating
"good price, but good service?"
More Ameriprise reviews
2 star rating
"Horrible customer service and help when you want to change"



More reviews by greyback
add greyback to my friends list

3 star ratingRust-oleum Painter's Touch Multi-Purpose Latex Paint Review - "Fine for...
5 star ratingPlasti-kote Brush On Odds and Ends fast dry enamel Review - "Excellent...
4 star ratingValspar Premium Decorator Enamel Review - "Excellent paint for your...
5 star ratingWhole House Fan AirScape 1.7 Horse Whole House Fan Review - "Worth every...
reviews by greyback »
view more in Insurance Companies view more in Finance