American Express - Starwood Hotels Credit Card Review

Overall 4.33 of 5 view all 6 reviews

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JCareyB
Topeka, KS

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The ultimate miles/points earnings card

Every day computer user, an moderate investor, a low risk investor, an aggressive saver

Pros

Warranty program, Can use earned points many ways, good points program, good service, hotel or miles redemption, no blackout dates, Low yearly fee

Cons

Annual fee for the card, AmEx not taken everywhere

MAR

2008

One of two known cards that let you earn >1 mile/point per dollar spent. Well, to be truthful, you do earn only one point per dollar spent on regular purchases. The advantage that moves this to 1.25 miles per dollar spent is when you redeem for frequent flyer miles in 20,000 point increments. At that redemption level Amex moves 25,000 miles into the slected frequent flyer account. Other highly worthwhile advantages to the card are a reasonable annual fee, and the warranty extension offer. All purchases made using the card get their warranty doubled up to one additional year, at no add'l charge. We've successfully and painlessly replaced microwaves, vacumn cleaners, and expensive coffee machines using this program, making up the annual card fee for many years to come.