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I have had my Costco Amex card for about 2 years. I like that I get at least 1% back on any purchase anywhere. I pay it off every month, so the interest rate doesn't really phase me. I can get 3% back on Costco gas, or 5% back on Costco gas with the Costco business card. They are always cheaper than anywhere else too on gas.
I have a Discover Card too, but you have to have so much in purchases before they will even give you 1% back. I use my Amex anywhere I can. Most places take it. Occasionaly I will find a business that won't. In that case I pay cash or use another card.
Works for me!