American Express - Blue Review

American Express BLUE get membership rewards points for every day spending.  If you use this card correctly you can make money.  When I say correctly I mean only use what you can pay and pay it IN FULL by the due date. Even though the points can be used for travel, household and electronics product, I save my points on my everyday purchases and use them for gifts cards at christmas time.  It make my christmas budget go farther.  What set this card a side from the others is really the customer service when I call them they are always friendly and eager to help.     I have a mastercard that I keep as a back-up with a reward program, but the rewards don't have the same value, with amex 5000 points = $50.00 gift card and I can redeem them for $10.00 gift cards for 1000 points. Which is 1%, but with my mastercard 6000 points = $50.00 gift card 3500 points = $25.00 gift card and I can not get a gift card for 10.00 ( each helps for work functions)