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I've always had Allstate and have never had any problems with them. They've always looked out for my best interest. I live in the wind belt in Palm Springs, CA and my car gets sand blasted regularly. They replace my car windows when I call them. I wait until they are pretty pitted before I call. They have even repainted my car because of the sand damage without me even asking for it. I compared prices to about 6 other companies and Allstate was the lowest for me. Of course, if you have alot of tickets and accidents you're going to get hit with a higher premium but Allstate now has the no fault clause for the first accident which I think is fantastic. The company is great. I can't say the same for all their agents but that's the way with all companies. You just have to hope you get good agents like I have.
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