Allstate Review

Before being a full time mom, I worked for State Farm for 10 years.  I have had both State Farm and Allstate insurance for car and auto throughout the years.......but with Allstate the most.  Currently, we have auto and home with Allstate and life insurance with State Farm.  Our agent with Allstate is much better than our agent with State Farm.  Lee Biel makes it a habit to call us personally at least once a year to do a "family check up" - but we both now it is a ploy to sell me something else - but the point is, he calls himself.  State Farm (the ones that I have had) doesn't seem to have time to call me personally once a year-at least not the agent himself....the staff, maybe, but there is something different about "the man" in charge calling you personally.  LUCKILY, we have not had to put in a claim for either auto or home in the past five years or more, so the only claim story I would be able to tell you about Allstate (auto) would be that my parents were in a bad wreck a few years back, totalled the car, had small injuries and Allstate was very good with them and pretty quickly settled the claim and my dad got another new car - he had only had the one he wrecked for a month!  So far, per my mom, their rates have not gone up.  Now, listen, this was the first accident they had had in many, many years - possibly like 10 or more, so if you have had accidents or tickets, your rates will go up - not just with Allstate, with anyone; that is just the "game" they play to get more money.

All in all, ALLstate is great.  I have no complaints.  They are the cheapest for us, the cheapest "good" company.  Don't go with a company that has a lower rating the AA....never, they just aren't good.....financially stable!!  That is what you want.  Put your house deductible at $1000 and only file big claims (fire, tornado/wind damage, etc)