Aflac review

I WAS EXCITED TO GET AFLAC ACCIDENT AND DISABILITY INSURANCE THRU MY JOB..WELL 2 MONTHS AFTER GETTING IT I HAD A COUPLE OF ACCIDENTS 1 RESULKTING IN BEING TEMPORARILY DISABLED WITH MY LEG...WELL I HAVE BEEN FILLING OUT PAPERWORK EMAILING REPEATEDLY AND CALLING EVERY DAY FOR A MONTH..U GUESSED IT NOT A DIME IN SITE...EVERYTIME I SEND THEM SOMETHING VIA FAX THEY CANT FIND IT NEVER RECIEVED IT WHICH I KNOW IS BALONEY BECAUSE I SEND THE SAME PAPERS TO MY EMPLOYER..EVERY TIME U CALL U GET A DIFFERENT REPRESENTATIVE THAT DOESNT KNOW WHAT U ARE TALKING ABOUT...THEY LOOK FOR EVERY TINY DETAIL TO KEEP FROM PAYING YOU...ONE DAY WITH NO EXAGGERATION I SPENT 7.5 HRS OF THE DAY ON THE PHONE WITH THEM..U WANT TO TALK FRUSTRATION!!!THEN ALSO DID U KNOW THAT WHILE U ARE OFF WORK U STILL HAVE TO PAY THEM YOUR PREMIUM???300 A MONTH FOR ME AND I HAVENT SEEN A DIME FROM THEM...I NOW HAVE MY SALES REP INVO9LVED AND WE WILL SEE WHAT HAPPENS..I HAVE SAT HERE SO FRUSTRATED I HAVE CRIED...WHO NEED THIS WHEN U R SICK IN PAIN OR HURT AND YOU CANT PAY YOUR BILLS BECAUSE THEY ARENT PAYING YOU...I AM TELLING EVERYONE NOT TO GET THIS INSURANCE....MY WORK IS AWARE AND A LOT OF PEOPLE R TALKING ABOUT CANCELING THEIR POLICY...I WORK IN THE MEDICAL FIELD AND I CAN TELL YOU THIS COMPANY IS THE MOST UNORGANIZED FRUSTRATING PLACE TO DEAL WITH....THEY CAN TAKE THEIR DUCK AND STICK IT WHERE THE SUN DONT SHINE!!