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In this day and age it's hard to find someone who hasn't experienced credit challenges of one sort or another--I'm no different. In college, I allowed the words "charge it" to get me in more trouble than Wilma and Betty ever did. Now that I'm older and wiser, I've let go of my need to charge goods and services, but recognize the need and convenience that charging items provides. The perfect solution kind of popped up on my computer. An add for a Netspend account. It's great. It's a pre-paid service. As with any pre-paid card there are fees attached, but if you counted up the fees associated...
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